Author

Ken Liao

,

CEO & Co-Founder

Ken is the CEO and Co-Founder of Xverse. A builder at the intersection of Bitcoin infrastructure and financial sovereignty, Ken leads the vision to turn Xverse into the self-custodial Bitcoin neobank. He writes about Bitcoin's technical foundations, protocol upgrades, and the engineering decisions shaping its future.

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Last articles by this author

Bitcoin Staking Pays in BTC. Everything Else Pays in Tokens.

Babylon pays in BABY. CoreDAO pays in CORE. Stacks pays in BTC. With cycle 140 unlocking all staked STX, here's how Bitcoin Staking works, what changes at the fork, and why the first cycle back will return higher yields.

July 16, 2026

Ken Liao

ALL

Your Bitcoin Setup Has a Single Point of Failure

Most Bitcoin setups still depend on 12 words written on a piece of paper. Smart vaults replace that with distributed key management, programmable security rules, and native access to Bitcoin's growing L2 ecosystem.

May 6, 2026

Ken Liao

ALL

Stop Selling Your Bitcoin to Pay Bills.

USDT now runs natively on Bitcoin via RGB and Lightning. For the first time, your BTC and your dollars can sit in the same self-custodial vault. No bridge, no exchange, no selling.

April 8, 2026

Ken Liao

ALL

The Quantum Threat to Bitcoin, Explained Simply

Google's latest quantum research cut the qubit requirement to break Bitcoin by 20x. No quantum computer can touch your coins today, but real engineering work is already underway to make sure it stays that way.

April 3, 2026

Ken Liao

ALL